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在加拿大退休的资金来源

作者:   发布于:2010-03-24

1, 政府退休福利

1)  老年金OASOld Age Security07年平均:$489/m

2)  老年补助金GISGuaranteed Income Supplement$280(*2)<$373<$446(*1)

3)  配偶津贴(the Spouse’s Allowance: $390

4)  加拿大退休金CPP  (Canada Pension Plan) : 平均月收入的25%

 2,   雇主资助的退休计划RPP/LIRA/LIF

3,注册退休计划RRSP/RRIF,  

4,   存款和投资

5 保险退休计划IRP

 

Old Age Security Benefit Payment Rates
April - June 2010

Type of Benefit

Recipient

Average Monthly Benefit
(January 2010)

Maximum Monthly Benefit

Maximum Annual Income

Old Age Security Pension

All recipients

$489.25

$516.96

See note

Guaranteed Income Supplement 

Single person

$446.61

$652.51

$15,672

Spouse of pensioner

$279.86

$430.90

$20,688

Spouse of non-pensioner

$436.16

$652.51

$37,584

Spouse of Allowance recipient

$373.43

$430.90

$37,584*

Allowance

All recipients

$389.51

$947.86

$28,992

Allowance for the survivor

All recipients

$604.66

$1,050.68

$21,120

* For Spouse of Allowance recipient, the Allowance stops being paid at $28,992 while the GIS stops being paid at $37,584.

 欢迎来电垂询本文作者:Frank Chen: 778-371-0683,   frankchen2044@yahoo.com

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